Compare Physician Home Loans to get Your Most Useful Price

Loan Amounts For Residents & Fellows as much as $2 million

Loan quantities For Practicing doctors as much as $2 million

Minimal Credit Rating Not Available

For sale in 12 states

Listed here is a rundown that is brief of’s directions at the time of 2019:

95% loan to $1.5M without any home loan insurance coverage

80% loan to $2M without any home loan insurance coverage

Credit rating as little as 700 minimum

Low reserves required and can even be 401k/retirement

Buy or rate/term refinance

Fixed and ARM choices, fixed just on 5% down

Offered to MD, DO, DDS, DMD, OD, DPM, NP, other people

Solitary Family or CondoРІР‚в„ўs allowed

May shut within 2 months of the latest work

May exclude figuratively speaking if deferred significantly more than one year

Currently certified in AZ, CA, CO, FL, HI, KS, MO, OK, OR, and WA; presently looking for licenses for more than 10 more states.

Gifts permitted (including worldwide), 5% individual funds minimum

1099 earnings is accepted so long as 1 12 months of fees showing income that is similar qualifying

HI, GA, FL, DC, DE, CT, CO, CA, AR, AZ, AK, AL

Loan Amounts For Residents & Fellows $650k (no advance payment needed)

Loan Amounts For Practicing Physicians $650k (no advance payment needed)

Minimal Credit History 640

Obtainable in 9 states

Located in Tupelo, Mississippi, BancorpSouth is a general public bank keeping business with approximately 300 branches spanning nine states. BancorpSouth provides fundamental checking, cost cost cost savings, lending, credit card, wide range administration and insurance Full Report coverage answers to both people and companies. Read more