The 6 time limit is reset just for that person if one of you writes to the creditor year. Enough time restriction is reset for both of you if a person of you makes a repayment.

In the event that right time frame has passed as well as your creditors are nevertheless contacting your

About it if you know your debt is statute barred, you can write to the creditor to stop them contacting you. Add a declaration saying, ‘I don’t acknowledge any obligation for the claim’. Don’t say that you’re perhaps not sure your debts, or which you think the total amount is incorrect.

You should use nationwide Debtline’s test page to publish to your creditor.

Ask the postoffice at no cost evidence of postage – you might want to show once you delivered the letter to your creditor.

You might deliver the letter by recorded distribution – you’ll have actually to cover should you choose this.

When your creditor nevertheless contends that your debt is n’t statute barred, they’ll need certainly to visit court to show it. Read more